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Strategize, Scale, Succeed with RDestiny EMD Capital
Get Your EMD Funded
Your EMD Partner
We empower investors manage multiple deals efficiently, and maximize potential for growth
Scale Your Deal Volume
By leveraging funds for EMDs, investors can put multiple properties under contract simultaneously
Expedite Transactions
Quick access to EMD funds ensures that investors can move swiftly to secure contracts
Scale faster with EMD Lending
An Earnest Money Deposit (EMD) is a sum of money provided by a buyer to a seller as a sign of serious intent to purchase a property. This deposit is typically held in escrow and credited toward the buyer’s closing costs or down payment. The EMD amount varies but usually ranges from 1% to 3% of the property’s purchase price.
Our EMD Lending offer wholesalers and fix-and-flippers the ability to put multiple properties under contract simultaneously without being limited by their own cash reserves. This financial flexibility is crucial for growing their real estate business.
Having readily available funds for EMDs can strengthen an investor's negotiating position. Sellers are more likely to take offers seriously when they see the investor can provide earnest money promptly, increasing the chances of securing desirable deals.
With more liquidity at their disposal, investors can explore and capitalize on a broader range of investment opportunities, including higher-value properties or markets with greater competition.
Double-Close with
Transactional Lending
A double closing is a transaction where two sales of the same property occur almost simultaneously. This involves three parties: the original seller (A), the investor or wholesaler (B), and the final buyer (C).
This strategy is often used when closing a sale with an unassignable contract or the wholesaler prefer to keep their profit margins confidential.
We provide the necessary funds for the investor (B) to purchase the property from the original seller (A) in the first leg of the double closing. With the loan covering the purchase, the investor can smoothly transition from the A to B transaction to the B to C transaction, ensuring both parts of the deal close without delays.
Overall, a transactional loan provides the investor with the necessary liquidity and flexibility to execute double closings efficiently, maximizing their opportunities in the real estate market.
About Us
A Brief Introductuon
Welcome to RDestiny EMD Capital, your trusted partner in earnest money deposit (EMD) lending. We specialize in providing short-term EMD funds to real estate wholesalers and fix-and-flip investors, helping you secure your next deal with confidence and ease.
Our Story
At RDestiny Capital, we understand the challenges and opportunities you face because we are investors too. We know the urgency and critical nature of securing funds to lock up deals, and we are committed to being there for you every step of the way.
Our Mission
Our mission is simple: to help you scale your real estate operations by providing the funds you need when you need them. We pride ourselves on our honesty, transparency, and dedication to our clients. Our goal is not just to provide funds but to build long-lasting relationships based on trust and mutual success.
Why Partner With Us?
Visionary Insight
As investors, your needs and challenges are well understood. Forward-thinking strategies provide tailored solutions that align with your goals, with a strong emphasis on professionalism and reliability.
Fast & Reliable
Specializing in short-term lending for Earnest Money Deposits (EMD), we understand the urgency and intricacies of real estate transactions. Our commitment to honesty, transparency, and reliability sets us apart, ensuring that our clients receive timely and efficient service.
Forward Thinking
With an eye towards the future, we will evolve with you as we expand into transactional lending and private money for acquisitions and construction, helping you strategize, scale, and realize your destiny in the real estate market.
Don't let limited capital or tight timelines hold you back.
With EMD Transactional Funding, you can handle multiple deals without the stress of earnest money deposits.
Reach out to us today for quick,
short-term transactional financing solutions.
Apply Online
Ready to leverage our EMD lending services and take your real estate investments to the next level? Contact us today and let's start building a prosperous future together.
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